Resource - How much does it cost to file a claim for hail damage?

For many homeowners, the only action standing between a hail-damaged roof and a new roof is filing a claim with their insurance company. While many people may suspect that they have hail damage on their roof, and may even be concerned about its condition, most stop short of filing a claim. Why?

Some homeowners may be apprehensive about the prospect of engaging their insurance company. Some may not understand the process. And many people may assume that filing an insurance claim for their roof is an expensive process that may not pan out the way they’d hoped. But how much does it actually cost to file a claim with your insurance company for hail damage? 

How much does it cost to file an insurance claim for your roof?

The truth is, filing a claim with your insurance company should not cost you anything. That’s right–filing a claim for hail damage to your roof should be free. 

Weather related damages such as hail damage are considered an “act of God” under your insurance. In fact, your monthly insurance premiums actually entitle you to file a claim which can be verified by the company’s adjuster. If your claim is approved, you may have to pay a deductible in order to restore your roof. However, the process is free up until the point of repair. 

Will filing a claim for hail damage impact my insurance premiums?

Some homeowners may worry that filing a claim for hail damage will increase their monthly insurance premiums. This is not always true. As stated above, weather-related damages to your property are considered “acts of God” by your insurance company. Because of this, your insurance premiums cannot increase based on your filed claim. Rather, insurance premiums rise based on the total number of approved claims in your zip code. 

Schedule an inspection with a Hailscale Expert. 

If you’re unsure of whether or not the hail damage to your roof is severe enough to justify filing a claim, Hailscale can help. Our Certified RoofersIf you’re unsure of whether or not the hail damage to your roof is severe enough to justify filing a claim, Hailscale can help.

Schedule your no-cost, no-obligation inspection with a member of our team today, and take the stress out of filing a claim.